Pros and Cons of Pet Insurance
It is often said that a pet’s love never fails. The bonds between a pet and its owner last a lifetime. It is emotionally satisfying to take care of something else other than yourself. One of the best ways to do this is by taking a pet insurance policy. If you are in Columbia, please visit us at Ambassador Animal Hospital, to learn more about how you can protect your pet.
What is pet insurance?
It is a healthy care policy that reimburses you for certain medical expenses incurred while treating your pet. The policy protects you against the financial obligation of high medical cost or having to watch your pet die because you cannot afford the cost of surgery. Pet insurance policies do not cover all illnesses, and it's important to discuss with our agents on all your concerns on the cover each policy provides.
Types of pet insurance
If you are living in Columbia, you may have come across various types of pet insurance in the past. There are three types of pet insurance
- Accident only
This policy only covers injuries or harm caused by accident. Ensure that your policy covers your pet on common claims such as broken bones, injuries from fights with other dogs, or snake bites. This cover does not cover injuries as a result of pre-existing conditions. The policy is best suited for pets that have a clean bill of health.
- Accident and illness
This policy covers accidents and diseases diagnosed by a vet. It covers such diseases as cancer, hereditary conditions, and infectious illnesses.
- Comprehensive cover
This includes accidents, illnesses, and routine care of your pet. It is most suitable for old pets.
Pros of pet insurance
Reasons why pet insurance is essential include:
- Protection from financial liability due to costly medical procedures or treatment
- Loss of pet to death due to lack of financial ability to take care of it
Cons of pet insurance
- The insurance policy covers not all diseases and accidents
- In some cases, the pet eventually dies regardless of the treatment offered.
Contact us at Ambassador Animal Hospital in Columbia for routine and medical care for your pet.